That “extra” paycheck…

Between my latest non-fiction project and tax season I’ve been thinking a lot lately about money…

One of the things I’ve been seeing is people’s perception of extra money and how it can get you into trouble. We all know that the tax man wants his cut, and a higher tax bracket or getting caught cheating on your taxes gets you in trouble, but what about cases that don’t raise your tax rate? What about times where the tax man has already taken his cut…?

Yes, I’m saying the “three paycheck month” can bite you!

Actually it happens all the time… Someone thinks “I get $2000 per pay check and I have an extra pay check this month. So I have $2000 to spend on a toy.” Then it happens; the bank comes back with an overdraft for a few hundred dollars. How did it happen?

Well, it’s because that ‘extra’ pay check isn’t as ‘extra’ the person thought. Sure it doesn’t have any monthly expenses coming out of it, but not all our expenses are monthly. For a lot of us food, fuel, and similar items are weekly expenses. That means we’re paying for them every week, not just four weeks per month. And they come out of those ‘extra’ checks too…

There might actually be some unallocated money in that third paycheck, but the whole check isn’t necessarily ‘extra’. The good news is if we plan how to sue that extra check we can do some real good and or have some real fun.

It’s just like everything else dear reader. You plan and choose and that’s how you get through.

That’s it for this one dear reader. See you next post.

Things come…

This week I’ve been reading Napoleon Hill’s Think and Grow Rich as part of research for a project I’m starting. One of the things that I keep seeing really resonates with me right now, things come to you when you are ready.

Between me getting Johnson Farm ready to go (It’s officially on the market in May and nothing is going to stop it this time!) and my wife finishing her dissertation we’ve cleared a couple of major projects. It is a time to look back at what we have done and what is coming up next.

We have achieved things. We have had really positive things happen that seem like they are just being handed to us. But, in reality, the things that we are “just getting handed” today result from a series of steps we have taken.

This year I am able to sign my emails with the title Editor in Chief. This week my wife was invited to speak at a conference. Neither of these things would have happened if we hadn’t put in the work and started ourselves on the path a long time ago.

The amazing thing about the world we live in is that we can achieve more than we think we can. We can definitely achieve more than our critics tell us we can.

We are dear reader. We exist and exist for a purpose. We have potential dear reader. We can achieve more than we think. But if we are going to do that we need to put in the effort.

We are agents unto ourselves able to choose and act. We are members of a family, a community, a world. We need not be alone. We are stronger with others. But, we have to do our part in achieving what we want.

If you have a desire, even if it’s still just a dream, strive for it; prepare yourself for it; make yourself worthy of it; and if it is a right thing, a true thing in the eye of God and the Universe, it will happen.

And if not? Well… It is better to stand and act, to make the effort and learn and become, than it is to fail because you never tried.

That’s it for this one dear reader. See you next week.

My sidekick’s a doctor!

Friday I missed posting here, but it was for a good reason.

And before I go any further, those of you who know me know that I generally describe (and see) my wife as my partner and not my sidekick… I’ve just been watching a few too many ERB videos lately…

Friday morning my wife defended her doctoral dissertation at the university here and passed with flying colors. This really is a good thing and I’m proud of her. It also means we’re one of those lucky couples to have survived a major graduate school program with our marriage intact.

In some ways my wife finishing her dissertation and getting her PHD has brought us closer together! It’s helped us to understand the trials and processes that go on in both of our lives and careers and strengthened us.

Is there more to say?

Yes, of course… But some of it is for her to say and some of it should wait until the edits on the dissertation are done. (Um… That means we’ve both got books going to the printers at the same time… Ack! Red alert! Red alert!)

Thank you for being with us through the process dear reader and see you next post!

No sequels…? That’s two sequels!

About a year and a half ago I started on a book, a flat run write it in thirty days book…

Well, that book has changed a few things for me.

First, as I’ve already announced I’m involved in my first successful team up. Sariah Anne, a talented young artist created a cover for me. (link)

Second, in the process of working on the Kickstarter campaign I really pushed myself to develop this whole social media presence thing. The Kickstarter is closed now, but its legacy lives ono in my website and social media plan.

Then there was the Kickstarter itself. It didn’t fund, but you know what? That won’t stop me. Like they said in Serenity (link), “…You can’t stop the signal…” The book is still coming out, just not quite the way I planned.

Speaking of not quite the way I planned…

The biggest thing (for me) to come out of this book is the sequel that was never supposed to happen (but really has to!). When I started the story in 2015 I told myself I was going to ‘break the pattern’. The story was a one off, a straight forward story that I would write, publish, and be done with. Well… when I picked it up to start editing I realized sequels were not only possible, but at least one was necessary for me to reach closure on the story.

I started the second book as a NANOWRIMO project in 2016 and as I’ve started the editing process on it I’ve realized that another sequel is necessary to really explain some of the things in the book. If I’m going to really finish this generation of the family’s story a ‘sequel’ is necessary and can only be done in a certain way.

I use quotes because the ‘sequel’ isn’t really a sequel. It also isn’t a prequel. It is a parallel. It is also going to be a story that stretches me as a writer.

In Johnson Farm I introduced a character, Jamie. She’s one of the people that helps the hero figure out what he has to do. She’s also a character with a secret and she’s really not willing to tell anyone…

She won’t tell anyone (yet), but I as the author have to tell someone (the reader). Fortunately I tend to favor a ‘close third’ perspective. I am not writing the series first person, but I’m close enough that the characters thoughts bleed into what I’m writing. And that is why this one is going to stretch me… To pull off the third book I have to write the parallel story at least in part from the point of view of a 14 year old girl (God help us all…).

A different gender? A different language set? A different way of thinking from the protagonists I’m used to? Yep, I’ve got to master it all for the story to work…

So here we are dear reader, on the brink of a new story that will stretch me to new heights as a writer. If I can get away with it…

Wish me luck dear reader, and see you next post (I hope…).

 

Postscript…

Next post probably means next week as my wife will be defending her doctoral dissertation on Friday…

You should at least try…

At some point today a Kickstarter I set up for a Forever Mountain Publishing novel (worse, one of my own novels…) is going to close without funding. Yes, it is a temporary defeat. But, you can’t let the temporary defeats get in the way (Napoleon Hill said that back in the 1930’s…). In fact, as an author and as editor in chief of Forever Mountain Publishing, I have gained a lot through this process…

Since the Kickstarter got started I managed to get the website for FMP up and running; I found and started my plan to rework the social media presence for my company; my wife (who is graduating with her doctorate in Education this semester) discovered a part of the company that she could participate in; and I got to give a talented young artist her first shot at a book cover. A variety of other positives have come out of the process as well.

But, the Kickstarter didn’t go…

No, it didn’t, but the Kickstarter was an avenue, not the only avenue. In truth my wife and I had a backup plan in place a week or so ago. We could have pulled the Kickstarter last week and still had a way to publish the book (I am starting a publishing company after all…). I let the Kickstarter run because it gave more people a chance to feel like they were participating in the launch. It was an avenue to show support that resonated with some people, and it would have felt more like a defeat to admit defeat and pull the campaign than to ride it to the end.

Even though the campaign didn’t completely go the way I hoped, I gained ground. Positive things happened that outweigh the negatives.

Yes dear reader, sometimes we fail. Sometimes we are defeated. But, if we never try we never succeed. (For those who want to pull out “Do or do not, there is no try”, or any other variation I will be dealing with Yoda and Mr. Miyagi at another time…)

The saddest defeat is self-inflicted. The saddest defeat is caused because you never tried.

There are other elements, dear reader, knowledge, planning, resources and other factors all have their place, but you never succeed if you never try.

That’s it for this one,

See you next week…

You should at least try…

At some point today a Kickstarter I set up for a Forever Mountain Publishing novel (worse, one of my own novels…) is going to close without funding. Yes, it is a temporary defeat. But, you can’t let the temporary defeats get in the way (Napoleon Hill said that back in the 1930’s…). In fact, as an author and as editor in chief of Forever Mountain Publishing, I have gained a lot through this process…

Since the Kickstarter got started I managed to get the website for FMP up and running; I found and started my plan to rework the social media presence for my company; my wife (who is graduating with her doctorate in Education this semester) discovered a part of the company that she could participate in; and I got to give a talented young artist her first shot at a book cover. A variety of other positives have come out of the process as well.

But, the Kickstarter didn’t go…

No, it didn’t, but the Kickstarter was an avenue, not the only avenue. In truth my wife and I had a backup plan in place a week or so ago. We could have pulled the Kickstarter last week and still had a way to publish the book (I am starting a publishing company after all…). I let the Kickstarter run because it gave more people a chance to feel like they were participating in the launch. It was an avenue to show support that resonated with some people, and it would have felt more like a defeat to admit defeat and pull the campaign than to ride it to the end.

Even though the campaign didn’t completely go the way I hoped, I gained ground. Positive things happened that outweigh the negatives.

Yes dear reader, sometimes we fail. Sometimes we are defeated. But, if we never try we never succeed. (For those who want to pull out “Do or do not, there is no try”, or any other variation I will be dealing with Yoda and Mr. Miyagi at another time…)

The saddest defeat is self-inflicted. The saddest defeat is caused because you never tried.

There are other elements, dear reader, knowledge, planning, resources and other factors all have their place, but you never succeed if you never try.

That’s it for this one,

See you next week…

Strange bedfellows?

There are a lot of people out there who (whether they admit it or not…) operate under the principle that because I am in group A and you are in group B we can’t associate with each other. Not only is this false but it is dangerously false!

We’re not all the same. It’s a given, just accept it. But, the fact that we’re not all the same doesn’t mean that we can’t share values and beliefs.

Here are a couple of examples:

First example

Last Sunday the church of Jesus Christ of Latter Day Saints announced that they were going to build a temple here in the town I live in. Naturally the LDS community here was thrilled. And, sadly, some of their neighbors were angry…

Several people have made comments that the building will be an eyesore. Others claimed that the Mormons were going to invade and take over…

But then there was the reaction from some prominent individuals in the Muslim community…

The Muslims welcomed the announcement of the LDS temple!

Now the LDS church is not the same thing as Islam, but these influential Muslim leaders were able to recognize the announcement as proof of a continuing, and growing, faith in God in the community. Both groups have some intolerant and outspoken members (to say the least), but both groups also value faith in God and family values.

The prominent Muslims in our community were able to recognize the event as one that built on common values and goals. (And for the ‘take over’ people: I believe the LDS community is already over 50% of the community, so it ain’t exactly an ‘invasion’… For the eyesore crowd: I’ve heard it before… And every time it’s been said (in my presence at least) the new temple sent property values UP

Second example

Down in Florida there was a guy who shot up a nightclub…

The clientele of the nightclub happened to be largely homosexual. The shooter claimed he did it because they offended his religious beliefs…

Most of us who’ve seen the news remember something about the event…

Do you remember what those ‘rednecks’ down at a local gun shop said?

The owner of the shop, and the community around it welcomed the local homosexual community in…

Now, this event was painted by some as a marketing stunt by a notoriously conservative and intolerant community, but…

Knowing the community around my own local gun shop, knowing enthusiasts of a variety of colors, creeds and political loyalties, I can also see the level where it was an honest offer.

At least at the gun shop I go to community would rather see people have the freedom to choose and live their lives than see the reign of intolerant idiots who would kill you for disagreeing with them. They are willing to stand with and defend those who they might not wholly agree with because they do believe in the freedom to choose, they do believe in people and the rights that they are given under the U.S. constitution including the right to believe as they wish and seek happiness as they understand it. (Again: at least where I go…) They do not and will not support those who would seek to oppress others by force of arms.

The point of it all…

The point is, just because I happen to be part of group A and you are part of group B, that doesn’t mean that we can’t work together when our goals values are the same. True, I might not agree with the Muslim down the street about the precise book of scripture, but in terms of valuing family and having faith in God, we kind of agree. That is something to build on, not something to run from.

True, I may be heterosexual and the neighbor may be homosexual, but that doesn’t preclude us from having the same concerns about a wave of break-ins in the neighborhood, or not wanting a meth lab across the street, or wanting good paying jobs in our community, or…

When we build on common bonds and values we grow. We also hold out the possibility that those we disagree with may eventually come to agree with us on other things (or we may come to agree with them as we learn…). If we let differences that don’t matter overshadow the things that do, we’re really cutting ourselves off from the good that we could share.

That’s it for this one dear reader. Until next time…

Find some points of agreement!